How to Find and Buy Cars at Nairobi Auctions
Participating in public vehicle auctions in Nairobi is an excellent way to purchase a car, truck, or motorcycle at a potentially significant discount. These auctions, conducted by licensed firms like Swipe Recoveries Experts Ltd, feature a wide range of vehicles, including repossessed bank cars, ex-company fleet vehicles, and items sold on behalf of government agencies. For the savvy buyer, it's a transparent marketplace to find value. This guide provides everything you need to know to navigate the auction process confidently, from understanding the legal requirements to successfully placing your winning bid.
The Legal Framework: The Auctioneers Act & Rules Explained
All public auctions in Kenya are strictly regulated to protect both the seller and the buyer. The primary legislation is the Auctioneers Act (Cap 526) and the accompanying Auctioneers Rules. These laws are enforced by the Auctioneers Licensing Board, which licenses and oversees all professional auctioneers, including Swipe Recoveries Experts Ltd. Understanding these rules is key to a secure transaction. A critical requirement is that all auctions must be publicly advertised in advance, typically in newspapers with national circulation like the Daily Nation or The Standard. This advertisement must state the date, time, and location of the auction, along with a list of the items to be sold.
For repossessed vehicles, the law is particularly stringent. The lender must issue a 45-day redemption notice to the debtor, giving them a final opportunity to settle their loan before the vehicle can be sold. Furthermore, the law mandates specific viewing days before the auction, allowing potential buyers to physically inspect the vehicles. This legal framework ensures a transparent and orderly process, giving buyers confidence that the sale is legitimate and the auctioneer is accountable.

Step-by-Step Guide: How to Buy a Car at Our Nairobi Auctions
Buying a car at our auctions is a straightforward process. Following these steps will ensure you are well-prepared.
1. Check Auction Schedules: Regularly visit our website's auction page or check the classifieds section of major Kenyan newspapers for our official auction announcements.
2. Attend Viewing Days: This is the most crucial step. We schedule specific days before the auction for you to physically inspect the vehicles. We recommend bringing a trusted mechanic to assess the car's condition. All vehicles are sold 'as-is, where-is,' meaning exactly as they appear, with no warranties.
3. Register for the Auction: On auction day, you must register to bid. This requires a valid form of identification (National ID or Passport) and a refundable bidding deposit. The deposit is returned immediately after the auction if you do not make a successful bid.
4. The Bidding Process: Listen carefully as the auctioneer announces the lot number and details of each vehicle. Bidding is done by raising your bidding number. The auctioneer will call out increasing prices until no further bids are made. The vehicle is sold to the highest bidder upon the 'fall of the hammer.'
5. Payment and Collection: If you are the winning bidder, you are typically required to pay a percentage of the purchase price immediately (e.g., 25%). The remaining balance must be paid within a specified period, usually 7 to 14 days. Once full payment is received, we will provide you with the necessary documents to transfer ownership through the NTSA TIMS portal.
Debt Recovery & Auctioneering Coverage in Nairobi, Kenya
Swipe Recoveries Experts Ltd provides commercial recovery, skip tracing, and auctioneering services across Nairobi, Kenya and all 47 counties in Kenya.
Understanding Auction Costs: Bidding Deposits and Fees

Budgeting correctly for a vehicle auction involves understanding all potential costs beyond the final bid price. The first cost is the refundable bidding deposit, which is required to obtain a bidding number. This deposit typically ranges from KES 50,000 to KES 100,000, depending on the general value of the vehicles on offer. This amount is fully refunded if you don't purchase a vehicle.
The final price you pay, known as the 'hammer price,' is the amount of your winning bid. On top of this, you must pay the auctioneer's commission, which is a percentage of the hammer price. As per the Auctioneers Rules, this is typically 10% for vehicles. It's important to note that you will also be charged 16% VAT on the commission amount, not on the vehicle's price itself. For example, if you buy a car for KES 500,000, the commission would be KES 50,000, and the VAT on that commission would be KES 8,000. Your total cost before transfer fees would be KES 558,000.








