Why Specialist Enforcement Support is Crucial
Finding the right support beyond a traditional law firm in Kenya is critical for the effective enforcement of legal judgments and commercial debt recovery. While advocates provide indispensable legal counsel, the practical, on-the-ground execution requires a different set of skills. This is where Swipe Recoveries Experts Ltd excels. We are not a law firm; we are a specialized team of experts in debt recovery, skip tracing, asset searches, and auctioneering, operating as the crucial enforcement arm for corporations, financial institutions, and legal practices across Kenya. Based at International Life House on Mama Ngina Street, Nairobi, we bridge the gap between a court decree and tangible financial recovery, providing the results that matter through innovative, tailored solutions. Our deep understanding of the legal landscape allows us to work seamlessly with your legal counsel, ensuring a compliant and highly effective recovery process.
The Legal & Regulatory Ecosystem for Enforcement in Kenya
The Kenyan legal system for civil and commercial matters is comprehensive, governed primarily by the Civil Procedure Act (Cap 21) and the Advocates Act (Cap 16). Advocates, regulated by the Law Society of Kenya (LSK), are responsible for litigation, obtaining judgments from courts like the High Court of Kenya at the Milimani Law Courts, the Magistrate's Courts, or the Court of Appeal. However, the 'execution' of that judgment—the process of actually seizing assets to satisfy the debt—is a specialized field often carried out by licensed auctioneers and recovery agents.
This is the precise environment where Swipe Recoveries operates. We function within the legal authority granted by court-issued documents, such as Warrants of Attachment and Sale. While a law firm secures the legal victory, our role is to make that victory meaningful. We conduct meticulous asset searches to identify property, vehicles, or bank accounts that can be legally attached. Our skip tracing services locate judgment-debtors who have become elusive. We then execute the court's orders through a formal, regulated auction process governed by the Auctioneers Act (Cap 526). This synergy ensures that every action taken is both legally sound and practically effective, safeguarding our clients from the risks of non-compliant enforcement activities.

How We Complement Kenyan Law Firms: Our Integrated Process
Our services are designed to integrate seamlessly with the work of any law firm in Kenya, creating a powerful, end-to-end solution for creditors. Our process typically begins where the law firm's initial litigation phase concludes:
1. Case & Decree Analysis: Upon receiving instructions, often accompanied by a court decree, we review the case specifics. We work with the client's advocate to understand the nature of the debt and the profile of the debtor.
2. Investigation & Tracing: If the debtor's whereabouts or assets are unknown, we deploy our expert skip tracing and asset search teams. Using compliant and ethical methods, we locate individuals and identify valuable assets, from real estate registered at the Ministry of Lands to vehicles logged with the NTSA, providing the law firm with the necessary intelligence for execution applications.
3. Execution of Warrants: Once the court issues a Warrant of Attachment and Sale, our licensed auctioneers proceed with the formal proclamation and attachment of the identified assets. We handle all logistical and legal notification requirements, ensuring full compliance with the Civil Procedure Rules.
4. Realisation through Auction: We manage the entire auction process, from public advertisement in newspapers like The Daily Nation to conducting the public sale and remitting the proceeds to the client through their advocate. This professional management maximizes the recovery value while upholding the integrity of the legal process.
Debt Recovery & Auctioneering Coverage in Kenya
Swipe Recoveries Experts Ltd provides commercial recovery, skip tracing, and auctioneering services across Kenya and all 47 counties in Kenya.
Understanding the Costs of Legal Support Services in Kenya

Discerning the costs involved is crucial. Legal fees charged by a law firm in Kenya are typically governed by the Advocates (Remuneration) Order, which outlines scales for various legal services. Our fees, as a specialist support agency, are distinct and transparent. For services like debt recovery, we often work on a commission basis, meaning our fee is a percentage of the amount successfully recovered. This aligns our interests directly with our client's.
For specific services, we may use a fixed-fee structure. For example, a standard asset search within Nairobi might range from KES 25,000 to KES 60,000, depending on complexity. A comprehensive nationwide skip tracing exercise could cost between KES 20,000 and KES 50,000. Auctioneering fees are legally stipulated in the Auctioneers Act, including costs for proclamation, attachment, storage, and a commission on the sale proceeds. By partnering with us, law firms and their clients gain access to specialized enforcement capabilities with a clear and predictable cost structure, avoiding the high overheads of maintaining an in-house enforcement team.








