Your Authoritative Guide to Securing a Court Order in Kenya
The process to obtain a court order in Kenya is a critical, legally mandated step for enforcing debt recovery and ensuring compliance. For creditors, a valid court order provides the necessary legal authority to compel a debtor to pay, attach their assets, or garnish their wages. This guide, meticulously prepared by the legal recovery specialists at Swipe Recoveries Experts Ltd, delivers a clear, step-by-step overview of the required procedures, statutory requirements under Kenyan law, and the associated costs. Understanding this process is the first crucial step towards transforming a non-performing debt into a recovered asset, and our team is here to navigate every legal intricacy on your behalf, ensuring a successful outcome.
Legal Framework: The Civil Procedure Act & Kenyan Courts
The primary legal framework governing the process to obtain a court order in Kenya is the Civil Procedure Act (Cap 21) and the accompanying Civil Procedure Rules, 2010. These statutes lay out the entire litigation process, from filing a case to executing a judgment. The specific court with jurisdiction depends on the monetary value of the debt. Claims up to KES 20 million are generally filed in the Magistrate's Courts, governed by the Magistrate's Courts Act, while claims exceeding this amount fall under the jurisdiction of the High Court of Kenya.
There are several types of court orders a creditor can seek. A 'summary judgment' is requested when there is a clear, straightforward debt with no legitimate defence from the debtor. If a debtor fails to respond after being served with court documents, a creditor can apply for a 'judgment in default of appearance'. After a judgment is obtained (a 'decree'), further orders can be sought for execution, such as a 'garnishee order' to attach funds in the debtor’s bank account or an 'order of attachment and sale' for their physical assets. Understanding which order is appropriate is key, and our experts at Swipe Recoveries help clients navigate these options effectively.

The Step-by-Step Procedure to Secure a Court Order
Securing a court order is a structured process that demands precision and adherence to legal protocols. The journey begins long before stepping into a courtroom. The first official step is issuing a Letter of Demand, which gives the debtor a final opportunity to pay before legal action commences. If the demand is ignored, the following procedure is initiated:
1. Filing a Plaint: Your advocate will draft and file a 'Plaint' at the appropriate court registry. This document formally states your claim against the debtor. It must be accompanied by a Verifying Affidavit, a List of Witnesses, Witness Statements, and a List & Bundle of Documents that support your case (e.g., invoices, contracts, bounced cheques).
2. Service of Summons: Once filed and stamped by the court, 'Summons to Enter Appearance' along with the Plaint must be personally served on the debtor by a licensed court process server. This officially notifies them of the lawsuit.
3. Interlocutory Application & Hearing: If the debtor enters an appearance but has no viable defence, an 'Application for Summary Judgment' can be filed. The court will hear arguments from both sides and can issue a judgment without a full trial.
4. Judgment and Decree: If the court rules in your favour, it issues a 'Judgment,' which is then formalized into a 'Decree.' This Decree is the official court order that empowers you to commence the execution and recovery process.
Debt Recovery & Auctioneering Coverage in Kenya
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Understanding the Costs and Fees in Kenya (KES)

Budgeting for the legal process is essential. The costs to obtain a court order in Kenya can be broken down into three main categories. It's important to note that these are estimates and can vary based on the complexity and value of the claim.
First are the Court Filing Fees, which are paid directly to the Judiciary and are calculated based on the value of the debt. For example, for a claim of KES 1,000,000, the filing fees at the Magistrate's Court could be approximately KES 7,000 - KES 10,000. Second are the Advocate's Fees, which are regulated by the Advocates' Remuneration Order. These fees include charges for drafting documents, court appearances, and general legal counsel. They are also scaled based on the value of the claim. For a KES 1,000,000 debt, initial instruction fees and drafting costs could range from KES 50,000 to KES 100,000, depending on the advocate and complexity. Lastly, there are Disbursements, which include smaller costs like process server fees (approx. KES 2,000 - KES 5,000 per service attempt in Nairobi), photocopying, and commissioning affidavits.








